Legal

Terms of Service

Please read these terms carefully before using VyCheckout.

Contents

Last updated: April 2025 · Effective: January 1, 2025
By creating an account or using VyCheckout, you agree to be bound by these Terms of Service and our Privacy Policy. These terms form a legally binding agreement between you and VyCheckout.

Section 01

Acceptance of Terms

By accessing or using VyCheckout — including creating an account, visiting the website, or using any features of the platform — you agree to these Terms of Service in full. If you do not agree with any part of these terms, you must not use our platform.

These terms apply to all users of VyCheckout, including account holders, visitors to public profiles, and anyone who makes a payment through our platform.

Section 02

Eligibility

To use VyCheckout, you must:

If you are registering on behalf of a business or legal entity, you represent that you have the authority to bind that entity to these terms.

Section 03

Account Responsibilities

Section 04

Permitted Use

VyCheckout may only be used for lawful commercial purposes in accordance with these terms. You agree to use the platform honestly and in good faith.

You may use VyCheckout to:

Section 05

Payments & Fees

Payment processing is provided via PayPal and Stripe, subject to their respective terms and fees. VyCheckout charges a platform fee of 9% on each successful transaction processed through our platform. This fee is automatically deducted from the gross payment amount before crediting your account balance.

Example: A payment of $100 results in a net credit of $91 to your VyCheckout balance after the 9% platform fee.

Additional fees charged by PayPal or Stripe (typically 2.9% + fixed fee) are separate and governed by their own terms. VyCheckout is not responsible for payment processor fees or exchange rate differences.

Section 06

Referral Programme

VyCheckout operates a referral programme where you earn a 1% commission on the gross value of payments collected by users who sign up using your referral link.

Section 07

Withdrawals

You may withdraw your available VyCheckout balance subject to the following conditions:

Section 08

Public Profiles & Social Features

VyCheckout includes social features including public profiles, payment link sharing, and a follow system. By using these features, you agree that:

You can control your profile visibility and content through your account settings at any time.

Section 09

Prohibited Activities

The following activities are strictly prohibited on VyCheckout:

Violation of any of these prohibitions will result in immediate account suspension or termination.

Section 10

Termination

VyCheckout may suspend or terminate your account at any time, with or without prior notice, for:

You may close your account at any time by contacting support@vycheckout.com. Upon account closure, any available balance above the minimum withdrawal threshold will be paid out within a reasonable timeframe. Balances below the minimum threshold will be forfeited.

Section 11

Disclaimers

VyCheckout is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

We do not guarantee that the platform will be available without interruption, error-free, or completely secure. We are not responsible for losses resulting from payment processor downtime, third-party service failures, force majeure events, cyberattacks, or any circumstances beyond our reasonable control.

Section 12

Limitation of Liability

To the maximum extent permitted by applicable law, VyCheckout and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, loss of data, or loss of business opportunities.

VyCheckout's total aggregate liability for any claim arising from these terms or use of our platform shall not exceed the total fees paid by you to VyCheckout in the 12 months immediately preceding the claim.

Section 13

Indemnification

You agree to indemnify, defend, and hold harmless VyCheckout and its officers, directors, employees, and agents from and against any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising from:

Section 14

Governing Law

These Terms of Service are governed by and construed in accordance with applicable laws. Any disputes arising under or in connection with these terms shall be resolved through binding arbitration or by the courts of the jurisdiction in which VyCheckout is registered. You consent to the exclusive jurisdiction of such courts and waive any objection to proceedings in such jurisdiction.

Section 15

Changes to Terms

We reserve the right to update these Terms of Service at any time. We will provide at least 14 days' notice of material changes via email and a prominent notice on our platform. Minor changes (such as clarifications) may be made without notice.

Your continued use of VyCheckout after changes take effect constitutes your acceptance of the updated terms. If you do not agree with the updated terms, you must stop using the platform and may request account closure.

Section 16

Contact Us

For legal notices, questions, or concerns regarding these Terms of Service: